Senior Loan Underwriter
- Quezon City, Metro Manila, Philippines
- Full-Time
- Hybrid
Job Description:
Discover your 100% YOU with MicroSourcing!
Position: Senior Loan Underwriter
Location: 1880 Building, Eastwood, Quezon City
Work setup & shift: Hybrid | Night shift
Why join MicroSourcing?
You'll have:
Competitive Rewards: Enjoy above-market compensation, healthcare coverage on day one, plus one or more dependents, paid time-off with cash conversion, group life insurance, and performance bonuses.
A Collaborative Spirit: Contribute to a positive and engaging work environment by participating in company-sponsored events and activities.
Work-Life Harmony: Enjoy the balance between work and life that suits you with flexible work arrangements.
Career Growth: Take advantage of opportunities for continuous learning and career advancement.
Inclusive Teamwork: Be part of a team that celebrates diversity and fosters an inclusive culture.
Your Role:
As a Senior Loan Underwriter, you will:
Review and underwrite indirect auto loan applications in line with established underwriting and credit guidelines.
Structure loan terms and make approve/decline decisions.
Communicate with dealerships as needed to support the underwriting process.
Send income verification links to applicants once the dealership is ready.
Review income verification results and ensure compliance with program requirements.
Generate e-contract packets within the system once income verification is approved.
Email completed e-contract packets to dealerships in a timely manner.
Maintain accuracy, consistency, and adherence to underwriting standards.
What You Need:
Non-negotiables
Experience in consumer underwriting, such as personal loans, auto, personal goods, and/or mortgage.
Preferred skills/expertise
Experience in underwriting indirect auto loans.
Strong attention to detail and decision-making skills.
Ability to work independently while collaborating with an underwriting team.
Comfortable working in a fast-paced, deadline-driven environment.
About MicroSourcing
With over 9,000 professionals across 13 delivery centers, MicroSourcing is the pioneer and largest offshore provider of managed services in the Philippines.
Our commitment to 100% YOU MicroSourcing firmly believes that our company's strength lies in our people's diversity and talent. We are proud to foster an inclusive culture that embraces individuals of all races, genders, ethnicities, abilities, and backgrounds. We provide space for everyone, embracing different perspectives, and making room for opportunities for each individual to thrive. At MicroSourcing, equality is not merely a slogan - it's our commitment. Our way of life. Here, we don't just accept your unique authentic self - we celebrate it, valuing every individual's contribution to our collective success and growth.
Join us in celebrating YOU and your 100%!
For more information, visit https://www.microsourcing.com/
*Terms & conditions apply.